Cheap dui Insurance California That You Have To Know

cheap dui insurance california – Car insurance can cost up to $126 more per month after a DUI. Here’s the best way to get a cheap quote after a DUI.

Getting a DUI can make it harder to get car insurance and can raise your rates significantly. In fact, NerdWallet’s latest third-party data analysis found that a DUI increases car insurance premiums by an average of 93 percent.

But even if it seems impossible to find cheap DUI insurance, the trick is to shop around. For example, out of the four largest insurance companies in the country, NerdWallet Progressive has proven to be the cheapest on average for full coverage insurance if you have a DUI. A comprehensive coverage policy includes comprehensive and collision insurance that pays for damage to your own car for most reasons.

But the average isn’t always a good predictor of what you’ll pay: Your rates are determined by individual factors like your age and location, and smaller regional insurers may offer better rates than well-known companies. Finding cheap DUI insurance takes some sleuthing, but comparing offers can help.
Cheapest DUI insurance by the company
DUI insurance from major companies

To find the lowest rates for drivers with a recent DUI, we looked at large companies that are located in many states and can serve many clients.

The average monthly rates of the nation’s four largest auto insurance companies for drivers with a recent DUI are ranked from cheapest to most expensive.

  • Progressive: 184 dollars
  • StateFarm205 dollars
  • Giko: 245 dollars
  • All state: 247 dollars

Note that USAA has cheaper average fares than Progressive, but it is not included in our analysis because it is only available to military members, veterans and their families.
DUI insurance from a small company

But big companies are not your only option. Of the insurance companies we have rates for, American National has the cheapest average rates after a DUI, with drivers paying just $77 a month.

And in many states, provinces and territories, small insurance companies have very low rates. For example, Indiana farmers have the second cheapest DUI in the country, costing an average of $80 per month. However, the company sells policies in Illinois, Indiana and Ohio.

Our analysis shows that in 34 states and Washington, D.C., the lowest rates for drivers with a DUI come from insurance companies that are not on the list of the 10 largest auto insurance companies in the country. Therefore, it is important to compare car insurance rates after a DUI and find the cheapest company for you.
The cheapest DUI insurance in the country

The cheapest car insurance company in one area may not be the cheapest in another.

For example, in NerdWallet’s analysis:

Giko It is the cheapest insurance company for drivers with a DUI in Florida, Maryland, Oklahoma and Utah – but the most expensive option in North Carolina and North Dakota.

farm offices; North Carolina and Virginia drivers can find the cheapest insurance on average at their respective state Farm Bureaus, but the Texas Farm Bureau is the most expensive option in Texas.

Travelers They are very cheap for drivers with a DUI in Delaware, but very expensive in Massachusetts.

In most states, the cheapest insurance company for drivers with a clean record is not the cheapest after a DUI. For example, in North Carolina, Geico is the cheapest for drivers without a violation, but it is the most expensive company after a DUI, the price is five times higher than before.

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